2133 NE Broadway

Suite 200 Portland, OR. 97232



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About Security Mortgage Lending


Security Mortgage Lending was born from the belief that the best way to serve our community was to help it grow. We have achieved this by providing exceptional local customer service to clients in Oregon and Washington and by providing unprecedented cost savings on mortgage services.

As Security Mortgage Lending has grown, so too have the local communities we serve. We are proud to be part of a solution that provides such a profound and positive social and economic impact within our community. Home ownership gives our local communities stability, a sense of belonging, and a strong local economy. We are  pleased to give back to Oregon and Washington communities, support public education, the arts, recreation, and the people who have placed their trust in Security Mortgage Lending. As Security Mortgage Lending continues to grow, each of our staff members remain committed to providing the kind of personalized customer support and professional mortgage services that only a local mortgage company can provide.

Meet The Driving Force Behind Security Mortgage Lending

Oregon-Washington-Mortgage-Broker Bill O'Kief, President NMLS# 90614

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Bill O'Kief is a native of the Pacific Nortthwest. Bill has a long and detailed history of commitment to both the economic  and social prosperity of Oregon and Washington.

William's career in the mortgage lending industry began when he accepted a position with Washington Mutual in 1990. William’s dream of opening his own mortgage company in Oregon was realized in 1994 when he established Security Mortgage Lending.

Like any business or any family, Security Mortgage Lending has experienced the successes and the challenges of our local economy. Through hard work, determination, and an unfaltering belief in our local communities, Bill has held onto his dream and realized success.

William has maintained a large and very much loyal group of clients for a number of years. William’s passion and commitment to these clients has earned him their trust, their business, and more importantly their friendship. It is this personal level of dedication to each and every client that keeps William busy with repeat and referral business.

Married with two young girls, William enjoys skiing, boating, being in the great outdoors, and spending quality time with his friends and family. William is dedicated to the continued growth of his business in Oregon and Washington. More importantly, he is firmly committed to maintaining that personal one on one touch which has become the core principle in the foundation and success of his company. A keen and experienced ability to target the best program for your needs and that of your family has consistently provided William with a unique advantage over his competitors. William prides himself on his ability to educate and inform his clients. William ensures that each of his client’s are fully educated and understand completely the mortgage process as he brings them closer to realizing their dream of home ownership. Working with William doesn’t just put you along for the ride; it’s an experience that is both educational and enriching.

Oregon-Washington-Mortgage-Advisor Joe Bellows, Senior Mortgage Advisor NMLS# 119815

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Joe Bellows has been a well established and very active member in the Oregon and Washington mortgage industry for several years. Joe’s impressive and comprehensive background in the Oregon and Washington mortgage industry dates back well over 15 years. Joe, who is also a native Oregonian, demonstrated a remarkable interest in helping people at a very young age. In fact, it was through his volunteer work with local charities that Joe became friends with William O’kief. William had just established Security Mortgage Lending and Joe recognized immediately that Bill’s company could provide him with a way to help families far beyond his commitment to his weekend activities as a local volunteer. Joe realized that he had found a real opportunity to help local families turn a dream into a reality.

With over 15 years experience as a mortgage broker, Joe decided he could better assist local families with their housing needs if he also became a licensed realtor. As a result, in 2007 he did exactly that and became a licensed realtor. It is Joe’s commitment, dedication to his clients’ and passion for learning every aspect of the real estate and mortgage market that separates him from his peers.

Joe and his wife welcomed a daughter into his family in 2009. Joe loves to serve the local community in which he lives. Joe also enjoys traveling, golf and cooking.

Call Joe today and see how his experience can help you in all areas of your real estate and mortgage goals.


Emil Irajpanah, Mortgage AdviseNMLS# 289399

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Emil began his career as a realtor over 10 years ago and went on to establish his own successful mortgage business, E Mortgage Lending. Emil experienced a great deal of success with his company, but in 2007, with the unsettling and growing concerns within the financial environment, he decided he could better serve his clients by joining Security Mortgage Lending.

Emil grew up in Portland, attended Wilson High School, and went on to continue his educational goals by graduating from Portland State University. Emil has proven himself time and time again by serving his clients with a level of performance and customer service unsurpassed in the Oregon and Washington mortgage industry.

Emil has contributed directly to the success of Security Mortgage Lending on many occasions; bringing to bear his remarkable sense of compassion, marketing, negotiation, and firm belief in helping the people that make up our local community. With his engaging character and highly developed marketing skills Emil attracts a broad and diverse client base. Emil understands that through effective communication, a sincere desire to serve his community, and prompt dedicated service to his clients that he will achieve the level of success that he has consistently strived for in our community.

In his off time Emil enjoys music, art, and travel. Emil is truly one of those special people that you will be more than happy to refer to your friends and family when the need arises. Call Emil today to experience a new and refreshing level of customer service.

Fraser-Oregon-Washington-Mortgage-AdviserFraser Ghezel, Senior Mortgage Advisor  NMLS# 278141

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Fraser brought his experience and expertise to Security Mortgage Lending over ten years ago. He is an active, licensed Loan Originator and he prides himself at finding special niches and programs for all qualified borrowers.

Fraser has lived in Portland for 35 years and is very familiar with the local marketplace. He has a long list of satisfied clients and is always willing to share his expertise and knowledge with all his new and existing clients.

Fraser is very passionate about helping his local community. Drawing on his extensive background in the Oregon and Washington mortgage industry, Fraser finds lending programs for familes that may not otherwise be able to achieve their dream of home ownership. Fraser is creative, determined, and comitted to working hard to ensure that everyone, and every family enjoys the security and the personal satisfaction of home ownership.  Call Fraser today and put his experience and determiniation to work for you.



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Easy to Apply

Oregon and Washington Mortgage ApplicationSecurity Mortgage Lending wants to make your application quick and easy. Call or apply online today and let us take the worry our of your refinance or new home purchase.

Superior Communication

Oregon and Washington Mortgage ExpertsSecurity Mortgage Lending wants to keep you informed during your loan process. You will never have to worry about what's going on with your loan as we will keep you in the loop.

In House Processing

Oregon and Washington Mortgage ServicesSecurity Mortgage has on site processing to make your loan close fast. You can always call and speak with your processor about your loan and get your questions answered quickly.  

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