If you are a first time home buyer or you're looking for options to refinance your current mortgage, an FHA Loan through Security Mortgage Lending offers a low down-payment, flexible terms, and some of the best rates available. Security Mortgage Lending has the experience and the local presence to ensure a quick and stress free loan application and approval process for your mortgage.

FHA financing provides a number of advantages for the home buyer. If any of the below apply to you then an FHA Mortgage should be looked at closely:

• You are a fist time home buyer.

• Your are looking for a program with as little down as possible.

• You’re concerned about qualifying for a home mortgage.

• You’re credit is less than perfect or below what is normally required for a mortgage.

FHA Mortgages offer security and benefits that are difficult to find with other mortgage options. The FHA,( Federal Housing Authority)  which is a branch of the Department of Housing and Urban Development (HUD), insures the loan which affords you greater security and better mortgage terms.

Primary Features and Advantages of an FHA Mortgage:

• Low credit scores are acceptable..

• Fixed rate loans.

• Low down-payment options.

• A gift funds can be used for the down payment and closing costs.

• There are no pre-payment penalties.

• An FHA loan is a great refinancing option as well.

FHA is just one of the many options that Security Mortgage Lending can offer. Call us, email us, chat with us, or apply online today and find out what loan program is best suited to your needs.